Very Easy-but no loan
Rates are good, fees were low. Everything done on line, so it's very easy. Sounds great, but they have the strictest underwriters in the business. My loan was turned down because the comps for the home I was trying to buy were too far away. That was two weeks after they received the appraisal. I had to go to another mortgage company. I thought it was too easy, now I know why.