If you’re a homeowner, the recession has already affected you. Many owe more on their mortgage than their house is even worth, and if you’re out of work, behind on your house payments, or are in jeopardy of facing foreclosure, the situation could seem dire. The good news is, it isn’t. Arizona Lifestyle Team will make sure of that.

Do you know about something called a short sale? Here’s how it works: you can actually sell your home for less than the amount owed on the property…and still satisfy your loan. How? Lien-holders (lenders) on your property want to avoid the lengthy and costly process of foreclosing and are willing to work with you to avoid that process. Arizona Lifestyle Team is one of the leading short sale companies in Arizona and can help you sell your home and avoid foreclosure while minimizing your liability.

Arizona Lifestyle Team is sensitive to your money concerns, and want to help. Right now, they’re taking 80% off a short sale consultation. That’s a $100 value for just $20. They’ll meet with you and take the time to hear your story so they can put together a personalized plan of action based on your situation.

There is still time! Even if you are already behind on your house payments, even if a foreclosure sale date has already been scheduled. Take advantage of this deal today. Then take a deep breath. Arizona Lifestyle Team is here to get you through this.

What You Should Know About A Short Sale

· While many think a foreclosure may be easier than negotiating a short sale, it’s important to know that a foreclosure can keep you from obtaining another home loan for 5-7 years.

· If you go the foreclosure route, did you know your lender could sue you for the deficiency balance if your property sells for less at the trustee sale than the balance currently owed? With a short sale, the lender agrees to accept a fixed dollar amount in exchange for forgiveness of the remaining debt.

· Normally, debt forgiveness results in taxable income, but under the Mortgage Forgiveness Debt Relief Act enacted in 2007, taxpayers may exclude debt forgiven on their principal residence if the balance of their loan was less than $2 million.

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Arizona Lifestyle Team

Participating locations:

1. 4020 N 20th Street, Phoenix, AZ 85016
   (480) 463-4768

Excellent company.

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