Amerisave Mortgage Corporation

4 star rating 1916 Reviews

(404) 260-7500(404) 260-7500 View Website »

Amerisave Mortgage Corporation - Atlanta, GA - Best Of 2014 - Kudzu.com Amerisave Mortgage Corporation - Atlanta, GA - Best Of 2014 - Kudzu.com Amerisave Mortgage Corporation - Atlanta, GA - Best Of 2013 - Kudzu.com Amerisave Mortgage Corporation - Atlanta, GA - Best Of 2013 - Kudzu.com

Business overview

Service Area

  • Acworth
  • Alpharetta
  • Barrow/Walton County
  • Bartow/Pickens County
  • Buckhead
  • Buford
  • Canton
  • Carroll/Coweta County
  • Cascade Heights
  • Cherokee/Forsyth County
  • Clayton/Fayette County
  • Cobb County
  • Conyers
  • Covington
  • Crabapple
  • Cumming
  • Decatur
  • DeKalb County
  • Douglas/Paulding County
  • Douglasville
  • Downtown
  • Druid Hills/Emory
  • Duluth
  • Dunwoody
  • East Atlanta
  • Fayetteville
  • Fort McPherson
  • Greenbriar
  • Grove Park
  • Gwinnett County
  • Henry/Spalding County
  • Jonesboro
  • Kennesaw
  • Lakewood
  • Lawrenceville
  • Lilburn
  • Lithonia
  • Marietta
  • McDonough
  • Midtown
  • Newnan
  • Newton/Rockdale County
  • Norcross
  • Peachtree City
  • Riverside
  • Roswell
  • Sandy Springs
  • Smyrna
  • Snellville
  • South Atlanta
  • South Fulton County
  • Stockbridge
  • Stone Mountain
  • Tucker
  • Union City
  • VA Highland/Morningside
  • West End
  • Woodstock
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Loan Programs

  • 1st Time Buyer Programs
  • 2nd & 3rd Mortgages
  • Adjustable Rate
  • Balloon Loans
  • Cash-out Refinancing
  • Commercial Loans
  • Conventional
  • Debt Consolidation
  • FHA
  • Fixed
  • Foreclosure Prevention
  • Free Pre-Qualifications
  • Home Construction
  • Home Equity
  • Home Improvement
  • Home Purchase
  • Interest Only
  • Investment Property Purchase
  • Jumbo
  • Low Down Payments
  • Mixed-Use Loans
  • Multi-Unit Properties
  • No Application Fees
  • No Closing Costs
  • No Down Payments
  • No Equity Required
  • Poor-Credit Programs
  • Rate Protection
  • Refinancing
  • Zero Point Loans

Associations

  • NAMB

Kudzu's "Best Of" Winner

2012, 2013, 2014

Hours of Operation

  • MON
  • 9:00am
  • 9:00pm
  • TUE
  • 9:00am
  • 9:00pm
  • WED
  • 9:00am
  • 9:00pm
  • THU
  • 9:00am
  • 9:00pm
  • FRI
  • 9:00am
  • 7:00pm
  • SAT
  • 10:00am
  • 3:00pm
  • SUN

* 24-Hour Service Available

Payments Accepted

  • American Express
  • Debit Card
  • Discover
  • Mastercard
  • Personal Checks
  • Visa

Year Established

2001

Languages Spoken

  • English

Reviews

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F- Score; Tech-Capable-780 Credit Rtg, 5/29/2014

Well I am here to blow a recent poster's generalizations to smithereens. I wanted to refi my 1st only and leave heloc open as it is estranged husband's debt. I specifically asked prospective... lenders if they are willing to subordinate the loan with the holder of the 2nd. I even asked if there was a situation where they would not subordinate. They only said "it just depends on the other bank's policy regarding subordination." The loan-to value ratio is an incredibly low 16.7%! my credit rating is 780. After three weeks of the most rigorous document demand of any closing I've ever been through (including 3 business property closings) they denied me because the heloc had a pre-payment penalty. They won't subordinate when there is a pre-paymment penalty. They conveniently forgot to tell me that when I *very specifically* asked about subordination and what would prevent subordination. Two bankerss at Wells Fargo told me AmeriSave never even *requested* subordination, only *payoff* information. Secondly, I'm in the 2nd year of the heloc and the pre-payment is a whopping $500 at this point. And besides, *I was not going to prepay* Can you say *smoke screen* *only interested in the up-front fee*? Plus they recently lost a lawsuit regarding other misrepresentations. Beware! If already in process get a Buyer's closing attorney and owner's title insurance to protect yourself at the very least!

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Amerisave Refi experience, 11/01/2013

Amerisave processed my loan very quickly, the loan processors were very helpful, timely and able to respond the questions with fast turnaround. This is the 4th loan Iam processing with Amerisave, it... has laways been wonderful experience with them. Very good and professional online and phone support. Thanks Loan Number: 1085065

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Displaying 1-15 of 1916

Reviews

Amerisave Mortgage Corporation - Atlanta, GA -  dmarti11

Reviews: 3

F- Score; Tech-Capable-780 Credit Rtg

Well I am here to blow a recent poster's generalizations to smithereens. I wanted to refi my 1st only and leave heloc open as it is estranged husband's debt. I specifically asked prospective lenders if they are willing to subordinate the loan with the holder of the 2nd. I even asked if there was a situation where they would not subordinate. They only said "it just depends on the other bank's policy regarding subordination." The loan-to value ratio is an incredibly low 16.7%! my credit rating is 780. After three weeks of the most rigorous document demand of any closing I've ever been through (including 3 business property closings) they denied me because the heloc had a pre-payment penalty. They won't subordinate when there is a pre-paymment penalty. They conveniently forgot to tell me that when I *very specifically* asked about subordination and what would prevent subordination. Two bankerss at Wells Fargo told me AmeriSave never even *requested* subordination, only *payoff* information. Secondly, I'm in the 2nd year of the heloc and the pre-payment is a whopping $500 at this point. And besides, *I was not going to prepay* Can you say *smoke screen* *only interested in the up-front fee*? Plus they recently lost a lawsuit regarding other misrepresentations. Beware! If already in process get a Buyer's closing attorney and owner's title insurance to protect yourself at the very least!

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Amerisave Mortgage Corporation - Atlanta, GA -  saramani99

Reviews: 1

Amerisave Refi experience

Amerisave processed my loan very quickly, the loan processors were very helpful, timely and able to respond the questions with fast turnaround. This is the 4th loan Iam processing with Amerisave, it has laways been wonderful experience with them. Very good and professional online and phone support. Thanks Loan Number: 1085065

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Amerisave Mortgage Corporation - Atlanta, GA -  ionizer

Reviews: 1

Definitely would recommend for tech savvy people!

To the naysayers who think Amerisave is just here to take your appraisal fee and credit fee, you are wrong. If you find yourself in this position it is either because you are incompetent in dealing with electronic filings, you were a bad candidate for a mortgage or the evaluation of the home is far less than what you think and you don't have enough of a down payment. However, if you are the typical buyer, putting a sufficient amount down the process is fairly simple and streamlined. Granted, new regulations require the utmost ridiculous amount of information, verifications and documentation. This is nothing unique to Amerisave and you'll find this across the board nowadays. A+++ for Amerisave!

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Amerisave Mortgage Corporation - Atlanta, GA -  Yasir_Ali

Reviews: 1

Amerisave knows how to delight its customers!

Amerisave knows the meaning of 'delightful' customer experience. Best rates, streamlined and quick! I didn't even shop around for my second mortgage this time. 33349843

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Amerisave Mortgage Corporation - Atlanta, GA -  RpollyC

Reviews: 1

Amerisave Mortgage Process

Amerisave processed my loan quickly with the utmost professionalism. I thought there would be roadblocks given my situation and Amerisave worked with me to remove the issues. I really appreciate their service and would recommend them to anyone wanting great customer service. Thank You 33126703

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Amerisave Mortgage Corporation - Atlanta, GA -  sunpat2

Reviews: 1

Best service: online as well as over phone

Exceptional online and over phone experience with Amerisave. Online part is user frienldy and easy. Quotes are accurate and reliable. !!! HIGHLY Recommendable !!! 33247643

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Amerisave Mortgage Corporation - Atlanta, GA -  gncoppermine

Reviews: 1

Surprisingly Good for an internet service

+ves Providing the rate info before collecting any personal info. Very experienced support personnel Upload option for documents Prompt response for queries. -ves None so far. But i have still not closed. Will update this again after closing. 33328208

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Amerisave Mortgage Corporation - Atlanta, GA -  temp1234

Reviews: 1

Complete Online Process

The complete process was very transparent and streamlined on Amerisave website. Both Steven and Augustus were extremely helpful with all queries and documents. I would highly recommend Amerisave to anyone looking to finance or refinance their property.33151514.

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Amerisave Mortgage Corporation - Atlanta, GA -  Collery12

Reviews: 1

Best in the Business!!!

My husband and I have now turned to Amerisave for two loans. Their disclosure of rate options and loan costs are better than any I have seen in the industry right up front. We did a lot of comparative looking before we worked with Amerisave. The automated process makes it much easier to accomplish from anywhere in the country. They also keep you informed of where you are in the process with their loan status page which lays out each step of their loan process and where your loan stands. The most important thing of all is their staff. We worked with one of their senior Mortgage Processors, Mr. Terry Kori, who was terrific on both loans. He made their process even easier by helping to make sure we understood exactly what data was being requested and why. We have never worked with anyone better. We would definitely recommend Amerisave and Terry to anyone. 33198427

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Amerisave Mortgage Corporation - Atlanta, GA -  chatnang

Reviews: 1

Will recommend to my family and friends

This was one of the most streamline loans that we've ever done. No meetings were necessary. All documents were requested online through a web site and we were able to submit all documents by scanning and uploading onto their website. Our loan processor, Jerrod Wofford, was very professional and prompt in returning our phone calls and e-mails. He also made sure that we were happy with our lock and advised us on the length of time to lock in order to get a better rate. I would work with Amerisave again. 33274104

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Amerisave Mortgage Corporation - Atlanta, GA -  KUDZUTIMTIM

Reviews: 1

GREAT LOAN RATE

MR. HYPPOLITE(loan processor))HAS BEEN VERY HELPFUL IN THE PROCESSING OF MY REFINANCE WITH AMERISAVE/ALWAYS RETURN MY CALLS/EMAIL .....EASY TO UNDERSTAND LOAN RATE/FEE.......TIMOTHY 33115341

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Amerisave Mortgage Corporation - Atlanta, GA -  dreaming123

Reviews: 1

Easy, best rates and no hidden costs

Our loan processor is amazing. She is very responsive and available at all hours via email or phone. She's very knowledgable and friendly. I love how the website gives current rate and closing costs quickly without having to give any personal information. This is my second time using Amerisave and the rates/costs on the website are the ones I get, not tricks or hidden fees. 33086016

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Amerisave Mortgage Corporation - Atlanta, GA -  TexasTornado123

Reviews: 1

Great service

The process was quick and easy. I used my scanner to create pdf documents for all the items needed to process the loan and uploaded them to their web site. The folks at Amerisave were very helpful. 33225728

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Amerisave Mortgage Corporation - Atlanta, GA -  cnaugle82

Reviews: 1

Thanks Amerisave!

Online upload of documents is a breeze and extremely convenient for a tech savvy person such as myself! All processors were very attentive to my needs and very responsive (both emails and call backs). The underwriter took a very long time to approve the file and the appraiser made a mistake which caused a small delay. Other than that, I was able to save a considerable amount of money by refinancing with Amerisave! 33026278

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Amerisave Mortgage Corporation - Atlanta, GA -  LC95212

Reviews: 1

Amerisave Home Loans

I have received responsive, knowledgeable, professional, and courteous customer service from the staff at Amerisave. Their website is easy to use and it is easy to track the status of your loan and to upload documentation. Most importantly their rates are super competitive. 33062389

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