Bluechip Appraisers LLC

(770) 886-4627 www.bluechipappraisers.net »

645 Sienna DriveCumming, GA 30040   map »

Business overview

Specialties

  • Bankruptcies
  • Divorce & Dissolution
  • Legal Matters
  • Loans & Financing
  • Mortgage Insurance Removals
  • Mortgage Loans
  • Tax Appeals

Services

  • Appraisal Reviews
  • Consulting
  • Expert Testimony

Items Appraised

  • Residential Real Estate

Hours of Operation

  • MON
  • 6:00am
  • 6:00pm
  • TUE
  • WED
  • THU
  • FRI
  • SAT
  • SUN

* By Appointment Only

* 24-Hour Service Available

Payments Accepted

  • American Express
  • Cash Only
  • Debit Card
  • Discover
  • Mastercard
  • Money Orders
  • Paypal
  • Personal Checks
  • Visa

Year Established

2001

Languages Spoken

  • English

Reviews

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Best of the best., 11/25/2013

I recently had an encounter with Mr. Samnick of BlueChip Appraisers. He did an appraisal on my home for a refinance. He arrived at my home as scheduled. He informed me of the process and about how... long the inspection would take. I asked him how much he though my house would appraise for and he informed me that he didn't have that information without doing the proper research. While, I was expecting a number as many other appraisers have done in the past, I found it very refreshing that he doesn't simply "guess" at the value. I told him that we were scheduled to close on Friday and he said he would do everything possible to have his report in on time to facilitate our closing. I told him not to rush, but to do what was necessary as our home is not a typical home. My wife inherited our home in 1997 and it is a log/tabby home that was moved to its current location in 1873 from a coastal plantation. We are on about 127 acres and we have a creek and a small pond. Needless to say I knew his job of finding comparable sales would be very difficult. He exceeded our expectations by having the report in not only on time, but it met all of the underwriter's requirements on the first time around. In the past when we have refinanced, the underwriters generally order a second or third appraisal as our home is so unique. While I have read some of the less than stellar reviews of Mr. Samnick, I personally would recommend him and I will definitely request him in the future.

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laissie fare appraiser, 12/13/2012

Samick promised appraisal by 5PM on Friday. Not recd. Promise by 5PM Monday. Not recd. Finally recd appraisal at 1 on Tuesday and he still get's paid. what a crock!!!!!!!

Displaying 1-6 of 6

Reviews

TACOMG

Reviews: 1

Best of the best.

I recently had an encounter with Mr. Samnick of BlueChip Appraisers. He did an appraisal on my home for a refinance. He arrived at my home as scheduled. He informed me of the process and about how long the inspection would take. I asked him how much he though my house would appraise for and he informed me that he didn't have that information without doing the proper research. While, I was expecting a number as many other appraisers have done in the past, I found it very refreshing that he doesn't simply "guess" at the value. I told him that we were scheduled to close on Friday and he said he would do everything possible to have his report in on time to facilitate our closing. I told him not to rush, but to do what was necessary as our home is not a typical home. My wife inherited our home in 1997 and it is a log/tabby home that was moved to its current location in 1873 from a coastal plantation. We are on about 127 acres and we have a creek and a small pond. Needless to say I knew his job of finding comparable sales would be very difficult. He exceeded our expectations by having the report in not only on time, but it met all of the underwriter's requirements on the first time around. In the past when we have refinanced, the underwriters generally order a second or third appraisal as our home is so unique. While I have read some of the less than stellar reviews of Mr. Samnick, I personally would recommend him and I will definitely request him in the future.

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tmfgrp

Reviews: 1

laissie fare appraiser

Samick promised appraisal by 5PM on Friday. Not recd. Promise by 5PM Monday. Not recd. Finally recd appraisal at 1 on Tuesday and he still get's paid. what a crock!!!!!!!

Bluechip Appraisers LLC replied on 11-26-2013

Ken McDaniel at The Mortgage Funding Group, Inc. As appraisers we do our best to give an "estimation" of when to expect a file. What is never taken into consideration is the complexity of the assignment. How difficult it may be to obtain "factual" information etc... Appraising in today's market is complicated and one wrong move can place you in an orange jumpsuit or black listed. Lending institutions are closed on the weekend, why should appraisers ignore their children and spouses on Saturday and Sunday? So you the LO can be happy. If I could only recall the address of the property I would really give you the 411 on what the road blocks were. However hiding behind this false shroud of anonymity allows you hurl negative insults and false impressions of who I am. At the end of the day I'm more than just a laissie fare appraiser. However in my understanding of the term "laissie fare" I believe you have utilized it incorrectly. However, C'est la vie. Ken: Chacun son métier, les vaches seront bien gardées Update 11/26/2013: They never called me to discuss.

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ShMikhail

Reviews: 2

Do Not deal with them.

David Samnick seemed like a nice friendly guy when he inspected my house on 10/05/2010. However, when I discovered errors in his appraisal, he did not return any of the 3 phone calls I left with his office staff. After his complete lack of communication, I found the previous kudzu reviews and now see there is a pattern to his unprofessionalism. To start, we had a refinance appraisal from another company about a year ago which valued our house at $350,000. Just this past month,the county denied our tax assessment appeal because the county found that our home did not decline in value. So, imagine our surprise whenBlue Chip assessed our house to be $279,000. Looking at his report,he compared our home with houses that were 20 years older and/or smaller. Our subdivision has not had any recent houses on the market until now. Instead of using the comparable homes that are now on the market, which all are above $300.000, he compared our house to the sold non-comparable ($238,000-295,000). His report discounted the much higher comparable listings because in his opinion the active listings appear to be offered much higher than current market conditions indicate at this time. However, he provided no further explanation or rationale. It is almost as if his main purpose is to appraise homes as low as possible. I strongly recommend that you stay away from him and his company. He is not competent in this reviews, and the lending companies should and will be made aware of this.

Bluechip Appraisers LLC replied on 11-26-2013

At what point should a homeowner understand the phrase "The appraiser IS NOT allowed to discuss the appraisal report with you. PLEASE direct any and all CONCERNS to your loan officer who will in turn contact the APPRAISAL MANAGEMENT COMPANY who will in turn contact the appraiser." It appears to me that my professional office staff informed you of that on three different occasions. I'm not quite sure where I should begin. Lets start with GEORGIA is #4 in the country in FORECLOSURES and DEKALB county is quite possibly one of the WORST declining markets next to sections of FULTON COUNTY. Your home is nice however it's not modernized or renovated so for all intensive purposes you are noted at a C4 aka AVERAGE condition. Appraisers truly don't care what the tax assessment on your property is. Tax assessors appraise in bulk. You think that "THE MAN" really wants to lower your taxes during a recession. I'm going with NYET. Maybe you should contact that previous appraiser and see if he can hit $350K or higher. I'll bet you money he can't. Believe it or not the market has gotten WORSE from a year ago. Once again declining market, you must apply declining market adjustments to all closed comparable sales. I discounted the ACTIVE LISTINGS due to the fact that they were in SUPERIOR condition to you home. Meaning they were renovated and modernized. Then you must apply list to sale price adjustments. Bottom line, Active listings unless they sell don't mean a hill of beans. Your unhappy with your value and you place the blame on the messenger (ME) when you should be looking at your neighbors, the economy and the fact that were in a recession. The market sucks, it's not my fault. I'm just reporting whats out there. You didn't hire me. The management company did. The report I submitted has been reviewed and analyzed and has passed numerous underwriters. Guess what? It passed all reviews. Know what that means? I'm sure you do. Lending companies use me because I am honest and ethical. I tell it like it is. I'm really sorry your angry with me however I didn't cause the housing market crash. David Samnick much more than an incompetent appraiser. Still a nice guy. Still in business. Still telling it like it is. Now if you have any other issues then scroll up to the top of the paragraph and follow the SIMPLE instructions provided to you in black and white and by my office staff THREE times. Update 11/26/2013: They never called me to discuss.

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tankmc

Reviews: 1

Bluechip Appraisers LLC

This company appraised my house for $220K when the tax value is $294K. I have many unique features compared to homes sold for over $300K. Don't trust them. Use someone else.

Bluechip Appraisers LLC replied on 11-26-2013

Mr. & Mrs. McNamara @ 207 Kensingtion Trace. I completely understand your frustration. However your anger should not be directed at me but at the tax assessor for "over valuing" your home. Secondly you should be frustrated at your neighbors who were placed into homes they couldn't afford in the first place; foreclosures are crazy in your community. If you actually take the time to read the report you will note that all of the comparable sales and the active listings come from within your subdivision. This adheres to GA LAW in regards to comparable selection. Furthermore the active listings are "rotting" and what I mean by rotting is that they are priced so high they will never sell at those listed values. I encourage you to learn what the principal of substitution is. Why pay more, when you can pay less? You accused me of delivering poor quality, poor service and poor value report. In my opinion I delivered a quality report within 24 hours that sailed through stringent underwriting and the value that was delivered was supported by homes that were of similar design, appeal and upgrades. Now if you have any other issues you would like to discuss please feel free to contact me at the same email address you contacted me at before. With kind regards. David Samnick more than just customer service!! :) Update 11/26/2013: They never called me to discuss.

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dmusulman

Reviews: 1

Quality when I needed it most...

David recently assisted me with my tax appeal in regards to the assessment on my property. He was extremely thorough. I have recommended him to all of my associates. I will use him on all of my future investments. He treated my home as if it was his own. I could tell he truly cares about his business.

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AlexP30092

Reviews: 2

Think twice before hiring

Hired Bluechip Appraisers LLC to appraise my house. Received my report only to find out that the appraiser cannot explain to me why my house is appraised for 20K less then two smaller houses that were sold on my streed within the last 5 months. Appraiser made errors in his report, admitted to use his own estimates instead of the facts (ranked my community in the 25-75% completed range without even checking that only 8 out of 92 lots are being built. Included bank owned sales in my comps instead of plenty other sales within 2 miles. Nice guy on the phone but would only hire for the customer service, not the due diligence to the property.

Bluechip Appraisers LLC replied on 11-26-2013

When your market is driven by foreclosures, short sales, liquidated sales and REO transactions then you can only use whats available. I have never admitted to utilizing fabricated data and to make that statement is slanderous in nature. It's obvious that AlexP30092 is completely baffled by how to interpret an appraisal properly. I would be more than happy and encourage you to contact me and we can go line by line if you like. Page one indicates that entire market being 25-75% completed not just your neighborhood. I encourage Alexp30092 to truly understand what the principle of substitution is and get back to me. Sincerely, David Samnick more than just a nice guy or customer service. Update 11/26/2013: They never called me to discuss.

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