This is epimsler's TrustRating, which is based on both the number of reviews epimsler has written, and how many other people have voted those reviews as "helpful." It's a way to quickly to determine the value of any single review or reviewer, because it's based on how helpful epimsler has been to the Kudzu community.
I have been a amember at Bond for years. It is way better than Bank of America or Wachovia. They are friendly when you come in and they often greet you by your first name. I totally trust them with my money.