Working exclusively as a Wells Fargo Reverse Mortgage Specialist serving the Middletown-Dayton-Springfield-Greenville-Troy-Findlay-OH senior market needs, Russell works with senior focused organizations, financial planners, elder attorneys and Realtors.
The Reverse Mortgage provides senior homeowners [age 62 or over]an opportunity to eliminate mortgage payments for life or receive monthly or lump sum payments based upon the equity in their home. It can also be used to purchase a home. It is a HUD regulated program and there are no income, credit or medical requirements and seniors can retain full ownership and live in their home without making a mortgage payment for as long as they live. With a protection feature that's unavailable in traditional mortgage financing [non-recourse], a senior homeowner or their heirs can never be obligated for more than the value of the home under the FHA reverse mortgage program.
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