Working exclusively as a Wells Fargo Reverse Mortgage Specialist serving the Middletown-Dayton-Springfield-Greenville-Troy-Findlay-OH senior market needs, Russell works with senior focused organizations, financial planners, elder attorneys and Realtors.
The Reverse Mortgage provides senior homeowners [age 62 or over]an opportunity to eliminate mortgage payments for life or receive monthly or lump sum payments based upon the equity in their home. It can also be used to purchase a.. home. It is a HUD regulated program and there are no income, credit or medical requirements and seniors can retain full ownership and live in their home without making a mortgage payment for as long as they live. With a protection feature that's unavailable in traditional mortgage financing [non-recourse], a senior homeowner or their heirs can never be obligated for more than the value of the home under the FHA reverse mortgage program.
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* By Appointment Only