World-class service. No hassle closings. Expert advice. Unbeatable rates. The Ryan Mortgage Team at Fairway Independent Mortgage is comprised of mortgage experts who are there to provide you with intelligent answers in a timely manner.
Employing a team-based approach ensures that each of our team members is an expert in their area. It also ensures that as our business grows, we are still responsive to our customers.
Nearly 100% of our clients are referred to us. This means.. that our advertising costs are nearly zero. In fact, the only advertising dollars we spend are here on Kudzu - which is very closely aligned with our word-of-mouth business model. The end result of this is a combination of rate and service that we believe to be unmatched in the industry. But don't take our word for it, check our 100+ reviews from our past clients.
Tara Ryan is our lead Mortgage Consultant. She received her MBA from Emory's Goizueta Business School and an undergraduate degree is in electrical engineering from Georgia Tech.
Lee Freeman is our loan analyst. Lee is the key to getting your loan from the application stage to funding.
Krystal Lyle is our loan documentation specialist. She will be your point of contact to assist in getting your loan into underwriting.
Richard Ryan, also an Electrical Engineering graduate of Georgia Tech, is our branch and operations manager.
RYAN MORTGAGE TEAM ADVANTAGES
* We offer an extremely competitive combination of rate and costs.
* We return phone calls and emails promptly and we take our commitments very seriously. Our team has been assembled to handle a large number of client requests in an efficient and professional manner.
* We don't hide our profit under a pile of junk fees. We work only with top notch attorneys, appraisers, and credit vendors who share our low cost philosophies and we pass those savings along to you.
OUR BASIC PRINCIPLES OF BUSINESS
* Treat our customers well and our excellent reputation will quickly spread.
* Keep advertising and overhead costs low and pass those savings along to our customers.
* Employ a team based approach which allows us to do a high volume of business in an efficient and accurate manner.
Tara Ryan NMLS #233792
Richard Ryan NMLS #169310
Fairway Independent Mortgage Corp. NMLS Entity ID#2289
4720 Peachtree Industrial Blvd, Ste 105, Norcross, GA 30071
Office: (678) 248-4050
A Georgia Residential Mortgage Licensee
Tara Ryan, 2001 MBA - Goizueta Business School, Emory University, Atlanta GA, Georgia Residential Mortgage Licensee #18145, Richard Ryan, Florida Mortgage Broker License #0657395
* By Appointment Only
While most of our industry is stuck in the 1980's, we strive to be 100% paperless. We deliver borrowers documents electronically, process all of our files electronically, and deliver all of our loan packages to our underwriters electronically. Our office utilizes the latest in lighting and computing technology to reduce our carbon footprint.
The Ryan Team made buying a home easy and painless. They made sure we understood what was going on every step of the way. We appreciated the time they took to help us with any questions and... concerns. I would use them again, no questions asked.VIEW MORE »VIEW LESS »
As a real estate professional for more than 15 years in Metro Atlanta I've worked with dozens of well know banks and lenders. I understand the value a lender can bring to the table and how they can... make or break a home buying experience. I know the difference between "good" and "GREAT". Tara and the Ryan Mortgage Team have consistently displayed their savoir faire when it comes to real estate transactions. Over and over they have delivered. They're competitive, experienced, creative and provide the BEST customer service of any lender I've ever worked with. You will not be disappointed in choosing Tara and her team... and I have no doubt that you too will become a raving fan and recognize integrity in service when you see it.VIEW MORE »VIEW LESS »
In one word, outstanding! The Envoy team, specifically Tara Ryan, were tremendously courteous, understanding, thorough, patient and forthcoming in all transactions. They really make you feel like you are their only client. Communication is key for us and Envoy epitomized and exceeded our expectations along those lines. Explaining concepts and scenarios multiple times never wavering in responses and consistent with their actions and answers. We cannot express in words how happy and satisfied we are with our decision to partner with Envoy mortgage for our financing needs. Thank you!
The Ryan Team made buying a home easy and painless. They made sure we understood what was going on every step of the way. We appreciated the time they took to help us with any questions and concerns. I would use them again, no questions asked.
As a real estate professional for more than 15 years in Metro Atlanta I've worked with dozens of well know banks and lenders. I understand the value a lender can bring to the table and how they can make or break a home buying experience. I know the difference between "good" and "GREAT". Tara and the Ryan Mortgage Team have consistently displayed their savoir faire when it comes to real estate transactions. Over and over they have delivered. They're competitive, experienced, creative and provide the BEST customer service of any lender I've ever worked with. You will not be disappointed in choosing Tara and her team... and I have no doubt that you too will become a raving fan and recognize integrity in service when you see it.
Iím a first time home buyer and was nervous about the entire process. Tara was very helpful and broke everything down for me. I especially liked her videoís that walked me through what papers I was signing. Tara is also a very nice person and I can tell she cares about her customers. I wasnít just another stack of papers on her desk. I was very happy with her level of service, her methods to educate a first-timer, and her kind nature. Thank you Tara!
I have worked with Tara on more than one occasion. She has been easy to work with, proactive in her communication, and extremely efficient in ensuring the mortgage and underwriting were completed ahead of schedule. I would definitely recommend Tara to any of my friends and family.
We worked with Tara and Richard to refinance our home after struggling for 7 months with one of the 'Big Banks.' They were fantastic! Tara helped coach us through the process even while we were still trying to work with our previous lender. They were always very responsive- even after hours and on weekends! When we finally gave up on the previous lender, Tara and Richard had us closed within 30 days! The process was smooth, uncomplicated and easy with them. We have referred several friends since then and look forward to working with them again in the future. Highly Recommended!
We worked with Tara and her team to refinance our home. The experience was exceptional. Very prompt, professional and service oriented. Application to close was less than one month. The ability to securely apply and share documents electronically was also a plus. We are very satisfied and highly recommend Tara.
I found Tara's team on Kudzu.com and read every single review about the company. I chose them because they were not a big bank so I felt I would get more personal attention. They also provided in-house processing, underwriting, funding, etc. Tara and her team was great! This was my first home purchase so I was quite nervous about the entire process. The team was very reponsive to my concerns. I had a judgement against me on my credit report and Richard guided me step by step on how to probably take care of the issue. Glad to say that the issue was taken care of. And we had another issue with verify my income but the team came through once again. My loan went to the underwriters and came out in about a week. The only small concern that I had was during the process I never actually met Tara and her team in person. All our interaction was through email, video emails and phone calls. I thought it was a bit odd never meeting my loan officer in person. But I guess that's how things work now in 2013 :) Overall, it was a great experience.
I used the team for a refi and was very satisfied. They did everything they said they would in a very timely manner. They use an email type video to explain all fees and costs and walk you through every detail. I also liked the use of paperless documentation until closing. All documents were signed online and exchanged instantly via internet saving both parties alot of time and resources. I will use them again.
After missing multiple closing deadlines with a big bank Tara was able to close in 10 days and got a lower rate!
Finally, I am settling into my beautiful condo. I thank Tara Ryan for her work securing the mortgage. Nowadays, the interest rates are fabulous, but for my circumstances, the process was a nightmare. Tara and her team pushed through the red tape long after I wanted to quit. Their diligence was beyond admirable on to amazing. Tara and team really know the ropes for securing a mortgage. I recommend her services without reservation.
This was the best mortgage experience I have ever had. The whole process took only 2 weeks. Tara was amazing and on top of everything. She gave me tons of options and went far above and beyond what I ever expected. The personalized service was out of this world and I honestly thought I was dreaming with how easy the entire process was.
My experience with Tara and the Ryan Mortgage group could not have been better. Tara's efficiency, courtesy, communication, and overall professionalism were outstanding. Should be many more than 5 stars!
Tara is a financial wizard! She got me within twenty cents of the FHA minimum closing costs, and twice called me up to tell me they were reducing my loan-origination and closing costs, even after I'd agreed to her estimates. I had never in my life imagined that a bank would go out of their way to inform me that they were putting thousands of dollars back in my pocket, especially when they didn't even have to. It is not hyperbole to say that working with her has entirely changed my view of what the mortgage industry can be.
Tara and her team were great! They got us an incredible interest rate, and they were very communicative via emails and phone calls and easy to reach throughout the process. Tara sent us regular updates as each of the milestones leading up to the closing were crossed off, and she was very helpful answering questions up front. I don't think we could have had a better service than what Tara provided.