After doing a search through the many internet pages of interest rate offers for refinancing (in my case), it became clear that Amerisave had the most transparent and easy-to-understand presentation of their rates and conditions. I've never done a 100% on-line refinancing before, but thought that it would be worth a try. Amerisave makes sure you are serious about your request, requiring that you pay for the credit check and the appraisal up-front, and imposing penalties for terminating the application process. Since I was serious, I didn't see this as a real problem. However, for a moment it did become a problem, when the dictatorial underwriter computer lowered my approval amount by...
Ducks in a Row
I was amazed at how quickly my refi was completed from start to finish. It was even done faster than the loan application person estimated. So there was nothing to worry about. I think it helps to have all the paperwork ready upon application. If you've done refi's before, you'll certainly appreciate the time savings.
Knowledgeable and Expert
Alex and Mary Anne are two experienced and professional mortgage mod people I highly recommend. Good people too.
Low Rate and Fees! Highly recommend
Best in the business,,, It's refreshing to find true professionals in this mortgage market. I got the rate and fees I was quoted.
Will work hard for you!
Will give the same time and attention to meager first time buyers and established byers as well. They will work hard to get you the best possible loan.