I have had the priveledge of working with American Mortgage & Equity Consultants, and I must say, I am impressed. My LO was Ryan Pennington, and I could not have asked for better service. He was friendly, helped me find a product that was tailored to my needs, and open and honest throughout the whole transaction. In addition, he repaired my brother's credit FOR FREE. I had shopped a few other lenders when looking for my loan, and Ryan beat every interest rate out there, and wasn't even competing for my business at the time. All I can say is thank you Ryan!! For all of your hard work, I will definitely refer you on to everyone I know who is looking for a mortgage!!!!!!!!