As a mortgage specialist, I find it crucial to follow the trend of lending which is in banking. I offer a myriad of financing products, programs and services to both our borrowers and real estate partners. Despite the challenges in today's market I am able to offer
*extremely competitive pricing
*programs unique to our industry
*Ask me about FannieMae's HomePath Program!!
*best of all, in house underwriting, which means you get an answer right away versus waiting a couple days for.. an underwriter across the country to review the file.
I also take pride in providing excellent service from an amazing team with up to the minute knowledge of the market, and of course the ultimate in customer service. With over a decade of my own experience in real estate lending, coupled with my knowledgeable and experienced team, I can help you navigate the obstacles in this challenging, yet prosperous, market. I look forward to hearing from you soon!
Maureen C. Martin
I was really apprehensive about every aspect of seeking out and obtaining a home loan. To say I had any trust for those in the lending business would be an overstatement. That changed when I met Maureen Martin (am actually getting emotional writing this). Being a first-time home-buyer, I had tons of questions, which Maureen was always quick to answer. She never failed to return a call or e-mail and kept me appraised of my loan status every step of the way. Additionally, she immediately addressed any problems or issues that came up (for example, my student loan company reported that I owed double the amount that I actually owed, and Maureen straightened it out). I remember that, once we entered escrow, she told me "it could be a bumpy ride, but I promise to never abandon you as your captain." She was true to her word and, in fact, I found the ride quite smooth. There is no doubt Maureen knows what she is doing and I completely trust her. She is a delight to work with, she is genuinely excited about her work, and I have recommended her to even my closest friends. There is no doubt I will solicit her services again down the road.
Posted: 7/30/2012 • Link to this review
THANK YOU THANK YOU THANK YOU SO MUCH!!! Everytime you and I spoke you pulled off some amazing magic! We are moving in and completely happy with every aspect of this home and the experience of having you do our loan. You are incredibly smart and both Doug and I felt taken care of with our home and money. Like I told Alex, you will stay very close to our hearts because you took care of us like we were family! Thank you so much for everything- Rosie and Doug
Posted: 8/22/2011 • Link to this review
Maureen Martin is the best of the best. She took us under her wing and guided us through every step of our first home purchase. Her calming demeanor soothed even the most anxious of times. Through her exceptional honesty, she gained our trust. If you looking for someone who will work tirelessly on your behalf, look no further than Maureen Martin.
Posted: 6/24/2011 • Link to this review
Maureen Martin is an amazing asset to a first time home buyer! She fought hard for us, kept closing costs low, and even helped clean up mistakes on our credit report. Highly, highly recommend to anyone and everyone. Not only did she get us into our first house, she got my brother his first condo as well! A real family affair at Prospect.
Posted: 3/18/2011 • Link to this review
I worked with Maureen a number of times last year. I recommend clients to her because she listens to each scenario and starts problem solving in advance to make sure that you will not have to stress later. She is always nice and helpful and knows her stuff. She can allow a borrower relax while she makes sure that things go smoothly. I have never had a complaint about her or her rates.
Posted: 2/17/2011 • Link to this review
Maureen was referred to me by a friend to help with my first home purchase. She is helpful, courteous, and very responsive. I couldn't have been happier. Her attention to detail and concern for her customers is first-rate, making her an eceptional loan consultant!
Posted: 8/28/2010 • Link to this review
Maureen Martin provided the best rates with the lowest fees. I would recommend Maureen and Prospect Mortgage to every one.
Posted: 8/25/2010 • Last edited: 8/26/2010 • Link to this review
been working with propect mortgage for the last 2 months as a 1st time home buyer and doesn't look like we are any closer to closing this loan. they have given all excuses in the book like, i did not qualify for USDA which it took me a few minutes to disprove by going to the USDA website, to my social did not match my name (all these excuses started just a few days before the 1st agreed upon closing date). two closing dates have already been missed and now it looks like the extension the seller granted is also going to be missed. communication is very poor,with calls not being returned at all and emails not being responded to. when i finally get a response it's just excuses again. they were out of the office, they were sick, they are waiting for the underwriter, they are waiting for USDA. as i write this, I still have no sign if they are actually going to be able to complete this loan.
Posted: 5/05/2010 • Link to this review
I'm so sorry that you had such a negative experience with Prospect. I do know that I was not your loan officer as I have only recently begun doing USDA loans. I would encourage you to let me know who it was that you worked with so that I could speak with them about your experience. My deepest apologizies. :) With all of that said, how is it in your new home? Is it everything that you dreamed of being a homeowner? Best wishes, Maureen Martin
If you are going to begin the process of buying a home is San Diego in 2010, then the 1st thing you should do is contact Maureen Martin of Prospect Mortgage in La Jolla! Get pre-qualified, she can even help you find the right real estate agent that fits your needs. As a Direct Lender and very respected in the community, she knows how to help you get your offers accepted and get your loan approved and close escrow in a timely manner, even if you are trying to beat the first time home buyer tax credit expiration! Call her, you will be glad you did!
Posted: 3/26/2010 • Link to this review
I made the right choice! Maureen's 10 years of experience in lending, her impecable reputation in the industry, and her outstanding service, coupled with her sense of urgency are all the reasons you need to look no further. Your affairs will be in incredibly capable hands with Ms. Martin. I will absolutley use her in the future!! Thank you Maureen for all your hard work!
Posted: 3/14/2010 • Link to this review
Maureen Martin was fantastic throughout the whole process. As a 1st time homebuyer i was concerned about who i should do business with. But after meeting Maureen i knew i had found the perfect broker. And i interviewed 4 other brokers besides her to make sure! My process was particularly difficult due to having to deal with fannie mae as the owner. It took a month longer to close because they were on their own time! But Maureen was fighting tooth and nail for me the whole way. If you are looking to buy in this most opportune time, look no further than Maureen Martin and the whole Prospect Mortgage team!
Posted: 1/06/2010 • Link to this review
Dreams truly come true, thank you for being a part of such an important part of my life, I truly value and appreciate your hard work and efforts to help me accomplish this. Thank you so much Maureen!
Posted: 10/27/2009 • Link to this review
My loan officer at Prospect Mortgage was amazing! She was very knowledgeable and obviously dedicated to her customers' satisfaction. She was very patient with me (an inquisitive first time homebuyer) and quick to answer my questions, both in person and via email/phone. She held my hand through the entire process and catered to my individual needs! I definitely recommend her and Prospect Mortgage!
Posted: 9/12/2009 • Link to this review
We had started the refi process with another agent who did not know how to deal with our request to subordinate our 2nd. Maureen and her team picked up where that person left off and got the job done. Many thanks to Maureen for her hard work, good communication, and ever-positive outlook.
Posted: 9/01/2009 • Link to this review
Member of SDAR, Member of CAR, Member of NAR, Member of BAOR, Member of CAMB, Member of WCR.
* By Appointment Only
* 24-Hour Service Available