I gave all documentation immediately, good credit, etc. Loan officer supposedly was working hard for us, but was consistently rude and off-putting to me personally when I had any questions (esp. re: fees). Claimed he couldn't provide HUD-1 24 hrs, before closing because it was a quick close (under 2 wks). Committee turned down FHA loan 20 hours before closing based on single iffy appraisal that still came in over sales price--officer immediately left on vacation--he had THE worst communication/ people/ customer service skills of all time for small loans "not worth the time." He did tell me about his family and his vaca, though. Stay away, stay away...unless you can bring 20% cash to the table REGARDLESS of borrower qualifications...even then, I'd be wary.
Posted: 7/31/2008 • Link to this review
My real estate agent referred me to Sunshine Mortgage and a couple of other companies. I went with Sunshine because they offered me the most loan options and they had a good website. I am glad I did because we ended up getting a great rate and our closing was completely flawless. Thanks again.
Posted: 2/03/2007 • Last edited: 1/02/2008 • Link to this review
We financed our home through Sunshine, and were promised by the rep that we were getting a no-PMI loan in exchange for a slightly higher interest rate. Well, when we went to the closing, Sunshine told us that we would have to pay a small PMI fee for 6 months, and then they would drop the PMI. We were angry with this deception, but we felt like we had to stay with Sunshine because it was the day of closing. Sunshine then sold our mortgage within a month of closing. After 6 months, we called to get the PMI dropped, but the new mortgage company refused because they had nothing in writing from Sunshine. We contacted Sunshine repeatedly, but they completely blew us off. It wasn't worth it to us to file a lawsuit, so we just chalked it up as a lesson learned.
Posted: 9/28/2005 • Last edited: 7/31/2008 • Link to this review
Adrienne helped me find the right mortgage for my home. She looks out for the consumer and follows-up periodically. I highly recommend her.
Posted: 1/27/2005 • Last edited: 1/02/2008 • Link to this review